Your business faces liabilities every day. The only way to protect your assets is to carry adequate business liability insurance. A Commercial General Liability (CGL) insurance policy is the first line of defense for your business against many common claims.
Commercial General Liability insurance covers claims for bodily injury or other physical injury or property damage and provides protection for events that may occur on your premises or at othe rlocations where you conduct business and can provide coverage for claims arising from your products.
Commercial General Liability (CGL) policies cover claims in four basic categories of business liability.
Personal Injury (including slander or libel)
Commercial Excess / Umbrella Liability
Excess / Umbrella Liability Coverage provides additional coverage over the limits of liability for the primary General Liability, Commercial Auto, and Worker’s Compensation policies. Coverage limits of $1 million to $50 million or more are available.
Commercial General Liability Doesn’t Provide Protection for All Business Liabilities Exposures
General Liability insurance doesn’t provide protection for every liability exposure your business may have. Our agents can recommend policies designed to address specific coverage gaps.
Professional Liability / Errors and Ommissions
Employment Practices Liability
Directors and Officers Liability
Employee Benefits Liability