liability

Your business faces liabilities every day.  The only way to protect your assets is to carry adequate business liability insurance.  A Commercial General Liability (CGL) insurance policy is the first line of defense for your business against many common claims.

Commercial General Liability insurance covers claims for bodily injury or other physical injury or property damage and provides protection for events that may occur on your premises or at othe rlocations where you conduct business and can provide coverage for claims arising from your products.

Commercial General Liability (CGL) policies cover claims in four basic categories of business liability.

Bodily Injury
Property Damage
Personal Injury (including slander or libel)
Advertising Injury

Commercial Excess / Umbrella Liability

Excess / Umbrella Liability Coverage provides additional coverage over the limits of liability for the primary General Liability, Commercial Auto, and Worker’s Compensation policies.  Coverage limits of $1 million to $50 million or more are available.

Commercial General Liability Doesn’t Provide Protection for All Business Liabilities Exposures

General Liability insurance doesn’t provide protection for every liability exposure your business may have.  Our agents can recommend policies designed to address specific coverage gaps.

Professional Liability / Errors and Ommissions
Employment Practices Liability
Directors and Officers Liability
Fiduciary Liability
Employee Benefits Liability

 

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Important Notice to Our Customers and Partners

REGARDING COVID-19: as Clark County enters Phase 2, we are pleased to once again allow on-premises visits from our customers. However, many of our crew will continue to primarily opt for telework for the time being, and we are limiting building capacity to 50%.

Therefore we prefer that you make an appointment in advance so you can be assured your representative will be present.

We are taking every precaution to make sure our building is safe for everyone. Our phones remain staffed from 8:30am-5pm, M-F, and if you want to email your representative directly but don’t have their info, you may find it here.

Thank you for your patience.